Tennessee men face 290% increase, women 197% in new Obamacare Premiums

How does Obama lie his was around this?
Check it out:

The White House on Wednesday released a report on the costs of Obamacare for most Americans, heralding its interpretation that 95 percent of the nation will be able to buy health insurance premiums below “earlier projections.”

But note the words “earlier projections.” That doesn’t mean that the insurance Americans will have to buy, or be fined, under Obamacare will be cheaper than what they pay today, before Obamacare kicks in.

We know this because at the same time the White House was releasing its broad study, Tennessee Sen. Lamar Alexander released his analysis of the report’s portion on his state. He found that Obamacare will cost far more than what many of his constituents are paying today, some by as much as 190 percent.

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Obamacare is coming, and so are the con artists

Obamacare is coming, and so are the con artists

Published: Thursday, 15 Aug 2013 | 7:08 AM ET

By: Herb Weisbaum

Getty Images

As the debate rages over who benefits from the Affordable Care Act, one thing is becoming clear: The controversial program is a dream come true for rip-off artists.

Consumer experts warn that the program has created a huge opportunity for swindling people by stealing their money and their sensitive personal information.

“Any time you roll out a big government program like this, confusion is inevitable,” said Lois Greisman, an associate director in the Bureau of Consumer Protection at the Federal Trade Commission. “This confusion creates a tremendous opportunity for the fraudster.”

Scammers have been at it for more than a year now, but consumer advocates and security experts warn that the problem will worsen as we get closer to Oct. 1. That’s when the millions of uninsured Americans can use a health insurance exchange, set-up by their state or by the federal government, to shop for coverage.

“I believe the incidents are going to skyrocket as that date approaches,” said Eva Velasquez, president and CEO of the nonprofit Identity Theft Resource Center. “And even people who are smart and savvy could get taken, so we are very concerned about the potential for some serious financial harm.”

The Affordable Care Act created a Health Insurance Marketplace, also referred to as the Health Insurance Exchange. Policies in the exchange have been preapproved by each state’s insurance commissioner.

“There are fake exchanges already up and running on the Internet,” said Monica Lindeen, Montana’s Commissioner of Securities and Insurance. “If you do a search and type in ‘exchange,’ you’ll find all sorts of websites that claim to be in the exchange when they are not.”

These health insurance exchanges don’t open for business until Oct. 1, so no one can sell you insurance through an exchange until then.

Scam artists got an early jump on national health care reform. Since last year, they’ve been calling, faxing and emailing people across the country claiming to be with Medicare, Obamacare or some agency of the federal government.

They often say they need to “verify” some personal information (typically a bank account or Social Security number) to ensure you get the proper benefits. In some cases, fraudsters tell victims they need to buy an insurance card to be eligible for coverage under the new program.

Such calls can be especially intimidating to seniors, said John Breyault, who runs Fraud.org , a project of National Consumers League.

“We’ve heard about cases where the scam artists have threatened people with jail if they don’t purchase the fake insurance cards,” Breyault said.

Americans don’t need a new Medicare card, and no one from the government is calling and asking for personal information or money. Under the individual mandate provision of the Affordable Care Act, people who don’t buy insurance could have to pay a penalty, but that provision does not take effect until next year. There is no jail penalty in the law.

A con artist can claim to be anyone, for instance a “navigator” who can help you apply for coverage through an exchange. They gain your trust and then ask for personal information to buy nonexistent policies. Fraud.org reports that some victims have been persuaded to wire money or send funds via prepaid debit card to get their full benefits.

Thousands of legitimate navigators are being trained and certified to guide people through the process of applying for coverage through an exchange. These navigators are prohibited from recommending a particular plan. They will never ask for personal information or for money in any form. The navigator program hasn’t started yet, so no one is making calls.

Don’t get taken.

There is only one place to shop for a qualified health plan: HealthCare.gov, the site run by the Center for Medicare and Medicaid Services. You also want to start your search here if you live in one of the places (17 states, District of Columbia, Guam or American Samoa), that set up its own exchange. Customer service representatives are available at 1 (800) 318-2596.

These tips, provided by consumer groups and government, will help you spot a fraud:

—There is no card associated with health care reform.

—There is no new Medicare card, and you do not have to update any personal information.

—The Health Insurance Marketplace (those exchanges) doesn’t open until Oct. 1, so you can’t buy coverage under the Affordable Care Act until then.

—Don’t respond to a cold call of any kind, especially one that asks for personal information or money. And don’t trust caller ID, which can be rigged to make it look as if the call is coming from a government office.

—Don’t let anyone rush you. The rates in the exchange have been preapproved and won’t change during the initial enrollment period, Oct. 1 to March 31. Anyone promising a “special price” or “limited time offer” or who tells you “spots are limited” is lying.

The FTC’s Lois Greisman urges you to file a complaint if you spot a problem, get a suspicious call or fall victim to a health care insurance con artist.

via Obamacare is coming, and so are the con artists.

None Dare Call It Treason

Obamacare Exemption: Your Congress!

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treason

Even by the standards of Washington, this is one sick, twisted and deceitful deal. Quite possibly, it is a whole new low, even for the federal government.

Had we innocent, taxpaying citizens not long ago lost our capacity to be outraged by the disgraceful manner in which this place operates, we would already be in all-out political revolt. Against President Obama. Against Democrats in Congress. And, especially, Republicans.

Literally, revolutionary wars have been fought over less.

Last week, while many Americans spent hard-saved money on long overdue vacations, the snakes and weasels inside the federal bureaucracy schemed until they hatched an evil plan. It would feather their own nests with more of your money, protect themselves from the ravages of the laws they foist upon us, desecrate our Constitution and then smear us with insult so putrid it would make a roadside vulture gag.

All the legal, constitutional and parliamentary maneuvering is enough to confuse Albert Einstein, but here is the bottom line: Congress and staff managed to get themselves exempted from one of the most punishing aspects of Obamacare.

Yes, you should be sharpening the tines of your pitchforks.

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Israel Court Rules To Stop Water Fluoridation in 2014, Citing Health Concerns

 “In fact, over half the people in the world drinking fluoridated water live in the US. We are the odd ones out.”

August 11, 2013 by Marco Torres

It seems that almost the entire world is now realizing the health consequences of poisoning the water supply with fluoride. Most developed nations, including all of Japan and 97% of western Europe, do not fluoridate their water. Israel will now be added to that list in 2014. This begs the question as to when the west will wake up from their unscientific beliefs and embrace the irrefutable evidence that ingestion of fluoride is of no benefit and actually a detriment to human health.

We’ve been told a lie. The poobahs said if we added fluoride to our water it would strengthen our teeth and bones. And we believed them. Now the world is crushing that belief one nation at a time.

On July 29, 2013, the Supreme Court of Israel ruled that new regulations require Israel to stop adding fluoride chemicals into public water supplies in one year, reports the Fluoride Action Network (FAN).

Izun Hozer Association for Dissemination of Health Education and Yaacov Gurman petitioned Israel’s highest court, November 12, 2012, demanding that the Ministry of Health order the cessation of fluoridation because it presents health dangers and its benefits are no longer widely accepted.

A 1974 regulation mandated fluoridation throughout Israel. But in April 2013, the Minister of Health, Yael German, created a new regulation removing that mandate.

“It must be known to you that fluoridation can cause harm to the health of the chronically ill,” including “people who suffer from thyroid problems,” German wrote in a letter addressed to doctors opposed to ending fluoridation.

The court ruled that the new regulations will not only bring an end to mandatory fluoridation in Israel in 2014 but will also put an end to any fluoridation — mandatory or voluntary. See translation of the Court’s ruling at: http://www.fluoridealert.org/uploads/israel_supreme_ct_july2013.pdf

The truth about fluoride and its toxicity levels are rarely publicized on the mainstream media. After all, how would the public react if they learned they were being deliberately poisoned by their own governments? However, a local news broadcast in Melbourne, Australia had done just that two years ago, exposing the realities of what fluoride really does to the human body.

Paul Connett, PhD, FAN Executive Director, says, “Zealous fluoridation promoters try to convince the American public that ‘everyone drinks fluoridated water.’ But the opposite is true. An overwhelming number of countries do not fluoridate, including 97% of the European population. In fact, over half the people in the world drinking fluoridated water live in the US. We are the odd ones out.”

“Fluoridation is an outdated, unscientific, failed public health blunder,” says Connett. “What I find remarkable here is that Health Minister German has been able to escape the unscientific belief system on fluoridation that traps so many public health bureaucracies in fluoridated countries.”

Most tap water contains at least seven chemicals harmful chemicals including fluoride. But there is no law that addresses the cumulative risks of multiple pollutants in a single glass of water.

A study published in Nuclear Medicine Communications Journal has concluded that increased uptake of fluoride in arteries may be associated with an increased cardiovascular risk.

Fluoride was found to be an equivocal carcinogen by the National Cancer Institute Toxicological Program. Another study associating drinking fluoridated water with osteosarcoma, a rare malignant bone tumor, was published on Cancer Causes and Control, an online peer-review journal of Harvard University.

Food and Drug Administration (FDA) scientists reported a close correlation between decreasing total fertility rates in women between ages of 10 and 49, and increasing fluoride levels. They also reported that a review of all of the animal studies done to date shows that fluoride adversely affects fertility in most animal species.

Fluoride is not effective in reducing tooth decay and hundreds if studies have validated this assertion. No correlation has ever been found between the level of fluoride in water and dental caries. Even the International Academy of Oral Medicine and Toxicology has classified Fluoride as an unapproved dental medicament due to its high toxicity.

Many communities, over the last few years, stopped fluoridation in the US, Canada, New Zealand and Australia. Recently, both Wichita, Kansas and Portland, Oregon rejected fluoridation 60% to 40%. Hamilton, NZ, councilors voted 7-1 to stop 50 years of fluoridation after councilors listened to several days of testimony from those for and against fluoridation

Windsor, Ontario, stopped 51 years of fluoridation. Sixteen regional councils have halted or rejected fluoridation in Queensland since mandatory fluoridation was dropped there in Nov. 2012.

Meanwhile, New York City Council Member Peter Vallone, Jr. continues in his effort to halt fluoridation in NYC.

Research published in peer-reviewed scientific journals indicates that fluoride ingestion is ineffective at reducing tooth decay and harmful to health. See http://www.FluorideAction.Net/issues/health.

Sources:
Fluoride Action Network
preventdisease.com

Marco Torres is a research specialist, writer and consumer advocate for healthy lifestyles. He holds degrees in Public Health and Environmental Science and is a professional speaker on topics such as disease prevention, environmental toxins and health policy.

“Let them eat cake” said the French Queen and started the French Revolution

Members, staff will keep health-care subsidies under Obamacare

Alexis Levinson in The Daily Caller

Political Reporter

Members of Congress and Hill staffers will not lose their health-care subsidies from the government when Obamacare is implemented because of an exception proposed Wednesday by the Office of Personnel Management.

Under the current system, the government covers most of the cost of health-care premiums for members and their staffers. But an amendment to the Affordable Care Act — proposed by Iowa Republican Sen. Chuck Grassley — threw those subsidies into question, saying that members and staff must enter into the exchanges or be covered by insurance “created” by law.

The potential for staff losing the subsidies led to concerns of “brain drain” from the Hill if staffers left as a result of the increased costs.

Last week, when President Barack Obama came to the Hill to meet with Senate Democrats, he informed them that he would personally get involved to sort out the confusion, and the White House said that OPM would issue guidelines this week.

The guidelines, released Wednesday, allow for members and staff to retain their subsidies from the government, an exception in exchange for giving up “premium tax credits” that they would otherwise be eligible for under Obamacare.

Congress to get Obamacare exemption

Why should “they” have to have what we have?

By Michael Kitchen

LOS ANGELES (MarketWatch) — The White House has approved a deal that will exempt members of Congress and their staff from some of the provisions of the Affordable Care Act, Politico reported late Thursday. Under the law, popularly referred to as Obamacare, lawmakers and their aides were required to source health insurance “created” by the law or offered through one of its exchanges, and without the subsidies they currently enjoy, the members of Congress would have faced thousands of dollars in additional premium payments each year, the report said. However, the Office of Personnel Management now plans to rule that the government can continue to make a contribution to the health-care premiums of the lawmakers and their staff, it said, citing unnamed congressional sources and a White House official.

Wall Street Journal

Obamacare’s Branch of the NSA

President Obama has had a poor record of job creation, but at least one small economic sector is doing well: community organizing.

The Department of Health and Human Services is about to hire an army of “patient navigators” to inform Americans about the subsidized insurance promised by Obamacare and assist them in enrolling. These organizers will be guided by the new Federal Data Hub, which will give them access to reams of personal information compiled by federal agencies ranging from the IRS to the Department of Defense and the Veterans Administration. “The federal government is planning to quietly enact what could be the largest consolidation of personal data in the history of the republic,” Paul Howard of the Manhattan Institute and Stephen T. Parente, a University of Minnesota finance professor, wrote in USA Today. No wonder that there are concerns about everything from identity theft to the ability of navigators to use the system to register Obamacare participants to vote.

HHS secretary Kathleen Sebelius wasn’t satisfied with the $54 million in public funds allocated for navigators this year, so she tried to raise money from health-industry executives for Enroll America, the liberal nonprofit group leading the PR push for Obamacare. She had to retreat under withering criticism that she was shaking down companies that were dependent on government, a clear conflict of interest.

Because 34 states have declined to set up their own insurance “exchanges,” the job of guiding exchange enrollees in those states has been left to Washington. The identity of the groups who will get the Sebelius grants isn’t yet known, but Politico reports they are likely to include Planned Parenthood, senior-citizen advocacy organizations, and churches.

So far everything we’ve learned indicates the navigators will be flying blind, or could well be “unsafe at any speed.” In June, the Government Accountability Office reported that HHS is considering allowing navigators to assist with outreach and enrollment tasks even before completing their formal training. The reason? Like so much of Obamacare, the navigators program is behind schedule and drowning in its own complexity.

This spring, House Oversight and Government Reform Committee lawyers were also told by HHS that, despite the fact that navigators will have access to sensitive data such as Social Security numbers and tax returns, there will be no criminal background checks required for them. Indeed, they won’t even have to have high-school diplomas. Both U.S. Census Bureau and IRS employees must meet those minimum standards, if only because no one wants someone who has been convicted of identity theft getting near Americans’ personal records. But HHS is unconcerned. It points out that navigators will have to take a 20–30 hour online course about how the 1,200-page law works, which, given its demonstrated complexity, is like giving someone a first-aid course and then making him a med-school professor. “I want to assure you and all Americans that, when they fill out their [health-insurance] marketplace applications, they can trust the information they’re providing is protected,” said Marilyn Tavenner, head of HHS’s Centers for Medicare and Medicaid Services, at a congressional hearing last week. In the age of Wikileaks and IRS abuses, somehow that isn’t very comforting.

National Review Online